Building the future of African fintech infrastructure.
We build, consult on, and own the technology that powers payments, embedded finance, and AI-led customer experience across the continent.
Africa's financial infrastructure is fragmented.
We're closing the gap.
From disconnected payment rails to under-served retail merchants and slow customer support, the cost of friction is enormous. We build the rails, products and intelligence to remove it.
Fragmented infrastructure
Banks, fintechs and PSPs operate on disconnected systems that slow innovation and inflate cost.
Customer experience gaps
Support teams are overwhelmed; users wait days for answers that should take seconds.
The retail payments gap
Millions of merchants remain outside the digital payments economy. We build the bridge.
A venture studio for African fintech.
We operate four ways — so partners can plug in at any stage of their journey.
Build
Own products that solve real market problems, from payments to AI CX.
Consult
Advise banks, fintechs and operators on strategy, architecture and go-to-market.
Own
Take equity in the ventures and joint products we co-create with partners.
Outsource
Become the embedded engineering and product team for ambitious institutions.
Three products. One mission.
Each product targets a specific gap in the African financial stack — and works better together.
Shoplite
Payments, lending and digital tools for the millions of merchants powering Africa's retail economy.
- Merchant onboarding in minutes
- Pay-in / pay-out across rails
- Working-capital lending
Fin.
Always-on AI agents that resolve customer issues instantly across chat, voice and email.
- Trained on your knowledge base
- Plugs into your CRM and core banking
- Human-in-the-loop escalations
UnionPay
The rails that connect banks, fintechs and merchants — one integration, every payment method.
- Unified API across providers
- Settlement and reconciliation
- Fraud and compliance built-in
Diversified revenue. Aligned incentives.
Consulting
Strategy, architecture and delivery for institutions modernising fast.
Product Development
We build white-label and co-branded products end-to-end.
SaaS
Recurring revenue from our owned platforms — Shoplite, Fin and UnionPay.
Partnerships
Joint ventures and revenue-share with leading financial institutions.
A continent in motion.
African fintech is one of the fastest-growing categories in the world — and it's still early.
Partners and collaborators.
Let's build what's next.
Whether you need a product built, a strategy reset, or a long-term technology partner — we'd love to talk.
Get in touch →